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American Home Guard(sm) for
New Homes
The Options.
The Details
The Structure: steel frame, and tie-down straps and anchors, subfloor structure, doors, windows, sliders, load-bearing and non-load bearing frame members, interior walls, exterior siding, roof structure and ceiling.
Plumbing System: hot and cold water lines, waste pipes, soil pipes and vents, faucets, toilets including internal assembly parts, sinks, bath tubs, shower stalls, water heater including fuel lines, vent pipe/chimney, connections and joints.
Electrical System: service panel, fuses and circuit breakers, wiring, ceiling and wall receptacles, light fixtures, boxes, switches and outlets.
Central Heating System: furnace, fireplace and wood burning stove, blowers, duct work, fuel lines, vent pipe/chimney, connections and joints.
Central Air Cooling System: air conditioning unit's compressor, condenser and A-frame, and evaporative coolers.
Major Built-in Appliances: if purchased with the home, washer and dryer, dishwasher, garbage disposal, oven, microwave over, range, refrigerator and trash compactor.
The Term
Our warranty becomes active at the expiration of the manufacturer's one year warranty. You can extend the warranty beyond the initial one year warranty by two, four or six years.
You may see these options described as "plus 2, plus 4, or plus 6", meaning that the warranty on the covered items in your new home is for the initial one year from the manufacturer, plus two, four or six additional years from the American Modern program.
The policy is attached to the home and can be transferred to a new owner if the home is sold.
Your policy will detail the exclusions and annual liability limits. |
Vintage Home Guardsm for
Preowned Homes
The Options.
Standard Coverage - Structure, plumbing and electrical systems, heating and cooling systems, and major appliances as described.
Deluxe Coverage - Standard Coverage plus dishwasher, clothes washer and dryer, garbage disposal, trash compactor, tubs, shower, toilets, and sinks.
The Details
The Structure: roof rafters, joints and trusses, structural floor system, supporting beams, headers and columns, wood framing of all partition and walls, steel frame, tie-down straps and anchors.
Plumbing System: factory installed hot and cold water lines, waste pipes, soil pipes and vents, faucet, plus the water heater and its fuel/power lines, vent/pipe, and connections/joints.
Electrical System: factory installed service panel, circuit breakers, wiring, indoor and outdoor receptacles/outlets, light fixtures, boxes, switches, built-in stereo/intercom, bath vent fans and ceiling fans.
Central Heating System: furnace, duct work, fuel lines, vent/pipe and connections/joints.
Central Air Cooling System: air conditioning unit and its compressor, condenser, and A-frame, and evaporative cooler if purchased with the home.
Major Built-in Appliances: if purchased with the home, we cover the oven, range and overhead vent fan, and refrigerator.
The Term
We offer one, two and three year terms, depending on the age of your home. The start date is the date you took possession of the home.
The policy is attached to the home and can be transferred to a new owner if the home is sold.
Your policy will detail the exclusions and annual liability limits. |